What is the ARTEMAS™ web site address?
ARTEMAS™ web site is http://artemas.breedshill.net.

May I use an Acord form to submit an application?
No, we prefer that you use the Artemas Internet based application, however, you can use the Breed's Hill Habitational Application Form.

What Umbrella limits do you offer?
We are able to provide quotes for Umbrella Limits of $5,000,000, $10,000,000, and $25,000,000.

How do I bind coverage?
There are two ways to bind coverage with Breed's Hill.

1. You may fax the “Request to Bind” form that is attached to the quote letter you have received. The fax number is 617/886-0610.

2. You may email your request to bh-binding@breedshill.net. Please indicate the bound coverages and effective dates. Only those coverages you specifically identify in your email will be considered bound. You must also fax a copy of the completed terrorism form to 617/886-0610.

How do I obtain a certificate of insurance?
Breed's Hill does not issue certificates of insurance. brokers may issue certificates of insurance, provided they track with coverage as quoted or on existing policies. Please call if you have any questions.

How do I reserve an account?
For any new business to Breed's Hill, you must request a reservation for any account prior to submitting an application. You may do this by sending us an email to reserve@breedshill.net or faxing to 603/890-1703. Please send us the full Named Insured wording, any DBA or care of, and full address (including zip code) along with the effective date of the policies. We will assign a Named Insured number within one business day, and then you may login to the system at any time to enter the application data. Please note that, unless we inform you otherwise, this reservation will expire sixty days from the date of that e-mail.

How do I report a claim?
All claims submitted to Breed's Hill must be reported on a fully completed Acord loss form. In this initial contact from the insured, please secure as much information as possible to assist the adjuster in processing the claim.

Submit via email, fax or mail to:
Yvonne DeKornic - Claims Manager
yvonne@breedshill.net
Fax: 617/886-0610
Mailing Address:
Four 13th Street
The Navy Yard
Charlestown, MA 02129

Do you have a coastal restriction?
Yes. We cannot write Property insurance on Cape Cod or the outer islands of Massachusetts or Rhode Island. There are additional restrictions for the coastlines of Rhode Island and Connecticut. Please call our underwriters, Pat Bracco or Peter Ewing, at 603/890-1637, to discuss these restrictions.

Is the Property policy written on a blanket, replacement costs basis?
Provided building values are adequate, Property insurance will be written on a blanket limit basis at replacement cost. This policy is also written on an agreed amount basis without co-insurance.

Do we accept broker of record letters?
Yes, we will accept an agency of record letter as long as it is received 5 full business days prior to the inception of the policy or policies. We will also need an application from the new broker prior to the binding date.