General Liability coverage is placed through Residential Resource Associates, a risk purchasing group managed by Breed's Hill.

 

Carrier	Greenwich Insurance Company, an AM Best "A XV" rated carrier
Limit per occurrence	$1,000,000
General Aggregate Limit applies per location	$4,000,000
Products/Completed Operations Aggregate Limit	$4,000,000
Personal Injury & Advertising	$1,000,000
Fire Damage Liability Limit per fire	$100,000
Medical Payments – per person	$5,000
Independent Contractors Coverage
Blanket Contractual Liability
Broad Form Property Damage, including Completed Operations
Host Liquor Liability
Incidental Medical Malpractice
Employee as Additional Insureds
Non-Owned Watercraft Liability
Limited Worldwide Coverage
Coverage for New Entities	90 days
Hired-Borrowed/Non-Owned Auto	$1,000,000 ** $150 premium charge in addition to the GL premium - coverage is optional
Employee Benefits – Claims Made
Each Wrongful Act Limit	$1,000,000
Total Limit	$1,000,000
Absolute Pollution Exclusion
Absolute Lead / Lead Paint Exclusion
Extended Bodily Injury
Asbestos Exclusion
Employment Related Practices Exclusion
Terrorism Exclusion (Buy back option provided)
Mold Exclusion
Cancellation Clause	60 days underwriting / non-renewal
Rating Basis
Units for Apartments and Condos
Square Footage for Commercial
Acres for Vacant Land