General Liability coverage is placed through Residential Resource Associates, a risk purchasing group managed by Breed's Hill.
| Carrier |
Greenwich Insurance Company, an AM Best "A XV" rated carrier |
| Limit per occurrence |
$1,000,000 |
| General Aggregate Limit applies per location |
$4,000,000 |
| Products/Completed Operations Aggregate Limit |
$4,000,000 |
| Personal Injury & Advertising |
$1,000,000 |
| Fire Damage Liability Limit per fire |
$100,000 |
| Medical Payments – per person |
$5,000 |
| Independent Contractors Coverage |
| Blanket Contractual Liability |
| Broad Form Property Damage, including Completed Operations |
| Host Liquor Liability |
| Incidental Medical Malpractice |
| Employee as Additional Insureds |
| Non-Owned Watercraft Liability |
| Limited Worldwide Coverage |
| Coverage for New Entities |
90 days |
| Hired-Borrowed/Non-Owned Auto |
$1,000,000 ** $150 premium charge in addition to the GL premium - coverage is optional |
|
| Employee Benefits – Claims Made |
| Each Wrongful Act Limit |
$1,000,000 |
| Total Limit |
$1,000,000 |
| Absolute Pollution Exclusion |
| Absolute Lead / Lead Paint Exclusion |
| Extended Bodily Injury |
| Asbestos Exclusion |
| Employment Related Practices Exclusion |
| Terrorism Exclusion (Buy back option provided) |
| Mold Exclusion |
| Cancellation Clause |
60 days underwriting / non-renewal |
| Rating Basis |
| Units for Apartments and Condos |
| Square Footage for Commercial |
| Acres for Vacant Land |