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| Policy is written on a Blanket Limit Basis. |
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| All Risk (including Flood and Earthquake), subject to policy exclusions |
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| All Risk Deductible |
options for $2,500; $5,000; or $10,000 |
| Back Up Sewers & Drains Deductible |
same as All Risk, unless noted |
| Wind Deductible |
same as All Risk, unless noted |
| Water Damage Deductible |
same as All Risk, unless noted |
| Valuation |
Replacement Cost |
| Coinsurance |
Agreed Amount |
| Loss of Maintenance Fees |
Included in Blanket Limit |
| Loss of Rents |
Included in Blanket Limit |
Increased Cost of Construction
(including Building Ordinance) |
25% of TIV or $250,000 per location* |
| ICC Deductible |
$25,000 per occurrence |
| Demolition of Undamaged Portion |
Up to Limit at Location |
| Off Premises Power Interruption |
25% of TIV or
$250,000 max per location* |
| Newly Acquired Property – 90 days |
25% of TIV or
$250,000 max per location* |
| Valuable Papers |
$50,000 per location* |
| Accounts Receivable |
$50,000 per location* |
| Extra Expense |
$25,000 per location* |
| Debris Removal |
$25,000 per location* |
| Money In |
$5,000 per location* |
| Money Out |
$5,000 per location* |
| Flood Coverage |
| » Annual Aggregate |
$2,500,000 excluded in Zones A, B, and V* |
| » Deductible |
$25,000 |
| Earthquake Coverage |
| » Annual Aggregate |
$2,500,000 excluded in Fema Zones 1, 2, and 3 & Mercali Zones
8, 9, 10, 11, and 12* |
| »Deductible |
$25,000 |
| Contractor’s Equipment |
As scheduled |
| Fine Arts |
As scheduled |
| Terrorism Exclusion |
buy back available |
| * higher limits available |
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