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| Carrier |
Greenwich Insurance Company, an AM Best "A XV" rated carrier
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| Policy is written on a Blanket Building & Blanket Income Coverage Basis. |
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| All Risk (including Flood and Earthquake), subject to policy exclusions |
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| All Risk Deductible |
options for $2,500, $5,000, or $10,000 |
| Back Up Sewers & Drains Deductible |
same as All Risk, unless noted |
| Wind Deductible |
same as All Risk, unless noted |
| Water Damage Deductible |
same as All Risk, unless noted |
| Valuation |
Replacement Cost |
| Coinsurance |
Agreed Amount |
| Loss of Maintenance Fees |
Included in Blanket Income Coverage |
| Loss of Rents |
Included in Blanket Income Coverage |
| Sewers & Drains |
$250,000 per occurrence |
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Increased Cost of Construction
(including Building Ordinance)
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25% of TIV at Location for each coverage or $250,000 MAX for each coverage*
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| ICC Deductible |
$25,000 per occurrence |
| Demolition of Undamaged Portion (Coverage A) |
Up to Limit at Location |
| Off Premises Power Interruption |
25% of TIV or
$250,000 max per location, not to include overhead* |
| Newly Acquired Property – 90 days |
$1,000,000 MAX each building |
| Valuable Papers |
$100,000 per location* |
| Accounts Receivable |
$100,000 per location* |
| Extra Expense |
$25,000 per location* |
| Debris Removal |
$25,000 per location* |
| Employee Dishonesty |
$100,000 per claim, subject to $5,000 deductible |
| Polution Cleanup |
$50,000 |
| Flood Coverage |
| » Annual Aggregate |
$2,500,000
Excluded in FEMA Zones "All A designations, B, All V designations and Shaded X designations or within 500 ft. of A, B, or V*
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| » Deductible |
$25,000 |
| Earthquake Coverage |
| » Annual Aggregate |
$2,500,000
Excluded in AK, AR, CA, HI, IL, KY, MO, MN, OR, PR, TN and WA
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| »Deductible |
$25,000 |
| Mold Exclusion |
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| Terrorism Exclusion |
buy back available |
| * higher limits available |
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