Umbrella Liability coverage is placed through Residential Resources, Inc., a purchasing group managed by Breed's Hill.

Limits options for $25,000,000, $10,000,000, and $5,000,000. Higher limits are available upon request.

Minimum Underlying Coverage
The above limits are excess of the following underlying limits, of which defense costs are in addition to the limit of liability.

» General Liability	$1,000,000 per Occurrence
	$2,000,000 General Aggregate per Location
	$1,000,000 Products Completed Operations
» Auto Liability	$1,000,000 Combined Single Limit
» Employee Benefits	$1,000,000 (if applicable)
» Directors & Officers	$1,000,000 Occurrence / Aggregate (if applicable)
» Employers’ Liability	$500,000 Each Accident
	$500,000 Disease Policy Limit
	$500,000 Disease Each Limit

Underlying carriers must be rated A-, VII or better.

SIR - $10,000 Each Occurrence

Rating Basis
» Number of Units
» Number of Pools
» Commercial Square Feet
» Number of Private Passenger Transportation (PPT)
» Number of Commercial Vehicles (<10,000 GVW)
» Number of Commercial Vehicles (10,000 to 20,000 GVW)
» Number of Acres of Vacant Land
» Number of Square Footage for Parking Lots